Can I withdraw cash from ATM without card?
The Reserve Bank of India (RBI) has directed all banks, ATM networks, White Label ATM Operators or WLAOs to offer Interoperable Card-less Cash Withdrawal (ICCW) facility across all ATMs in the country.
Near-field Communication (NFC)
To use NFC at a cardless ATM, open the app on your mobile device, choose the linked bank account you want to withdraw from and tap your phone against the designated reader. To complete the transaction, the ATM will prompt you to type in your PIN (just as if you had inserted your card).
Bank apps will send consumers a numerical code to plug into the ATM or a code you scan on an ATM. Contactless payment providers such as Apple Pay and Google Pay use near-field communication, where you hold your phone close to the ATM and access the bank account you have linked to the app.
There are several banks that allow you to use your phone to withdraw money from the ATM. Some of these banks include Bank of America, Wells Fargo, Chase, Capital One and Fifth Third Bank. All you have to do to get cash is install an app on your phone and find an ATM with the contactless symbol near the card reader.
“All other instructions related to Harmonisation of Turn Around Time (TAT) and customer compensation for failed transactions shall continue to be applicable,” it added. It is worth noting that, at the moment only ICICI Bank and HDFC Bank provide cardless cash withdrawal facility at their ATMs.
ATMs that let you overdraft will allow you to withdraw cash even though you don't have enough in your account. Most banks and credit card companies will let you do this but there are usually (high) fees for this service.
MoneyPass, a network of Elan Financial Services and provider of comprehensive ATM and debit card processing solutions, has partnered with Walmart to provide surcharge-free ATM access in more than 2,000 stores through Walmart's MoneyCenter Express machines.
If your card is lost, you must contact the bank immediately to report the loss, but you can still get cash through your bank while your lost card is being replaced.
Cardless ATMs. Just tap, snap and go.
Visit any WSFS ATM at either a WSFS Banking Office or Walgreens. Open your WSFS Mobile Banking App and tap the WSFS Mobile Cash icon in the Action Menu. Then tap the amount of cash you want.
Use your phone instead of a card at the ATM (CNET News) - YouTube
How can I get money off my phone?
In order to use cardless cash, you must first have your bank's mobile app configured on your mobile phone. If you need cash and don't have your debit card, you can log into your mobile banking app to request an access code. You can use that code to authenticate yourself at an ATM and withdraw cash.
- Open. Consumer initiates withdrawal using the mobile banking app.
- Scan. On ATM, consumer presses the cardless ATM acceptance mark and scans the QR code on the ATM screen.
- Accept. Consumer views any associated fees in the app and authenticates using their phone's biometrics.
- Complete.

Can Get Cash From a Visa Virtual Credit Card? You cannot get cash out of a Visa virtual credit card through an ATM machine, because there is no physical card. But you usually can make a transaction at your bank that allows you to transfer funds into your account, and withdraw them from your bank.
Withdraw money at any ATM that has the contactless symbol. Open your Google Pay Wallet. Choose the card you wish to use. Tap your phone against the contactless symbol and enter your PIN.
- Open your mobile wallet app on your phone.
- Add your Chase debit card information.
- At an eligible Chase ATM, open your mobile wallet on your phone.
- In your wallet, select your Chase debit card for the transaction.
- Tap your phone on the Contactless symbol on the ATM.
Can Get Cash From a Visa Virtual Credit Card? You cannot get cash out of a Visa virtual credit card through an ATM machine, because there is no physical card. But you usually can make a transaction at your bank that allows you to transfer funds into your account, and withdraw them from your bank.
Cardless ATMs. Just tap, snap and go.
Visit any WSFS ATM at either a WSFS Banking Office or Walgreens. Open your WSFS Mobile Banking App and tap the WSFS Mobile Cash icon in the Action Menu. Then tap the amount of cash you want.
The app, which was launched by soCash in 2017, works by selecting the amount they wish to withdraw via its mobile app and selecting a nearby 7-Eleven store to collect cash. The cashier will then scan the unique QR code on the mobile app without the need for an ATM card or a PIN code.
MoneyPass, a network of Elan Financial Services and provider of comprehensive ATM and debit card processing solutions, has partnered with Walmart to provide surcharge-free ATM access in more than 2,000 stores through Walmart's MoneyCenter Express machines.